
It is alleged they falsely reported the cause of death as brain fever during the husband's visit to India and obtained £10,000.
They are: Sanjay Kumar, 44, of Northcotts Long Elms Close, Abbots Langley, Hertfordshire and his wife, mother-of-three Anju Kumar, 45, of Hempstead Road, Watford.
Both face three charges of fraud by false representation in that on December 15, 2011, with intent to make gains of £250,000 and two sums of £450,000 in relation to three policies, represented that Mr. Kumar had died on November 25 that year.
They face three similar charges of fraud in relation to a £5,789 pension scheme, a £1133 ISA and death benefit of £9,481.
Both were bailed until May 7 for committal on condition they reside at their recorded addresses, surrender their passports and Mr. Kumar alone must report weekly to Watford Police Station.
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