An
engineer, who tried to swindle his employer's insurers out over
£900,000 for a work injury he claimed incapacitated him, has been
jailed after investigators filmed him playing rugby.
David
Ribchester, 32, of Cricklewood Road, Sunderland lied that he
seriously injured both wrists when a ladder he was standing on gave
way while at work.
However,
undercover investigators not only filmed him playing rugby, but also
assembling garden furniture, refueling his car, shaking hands and
holding a child - activities he insisted he could no longer perform.
Ribchester
was sentenced at the Old Bailey to eight months imprisonment after
pleading guilty to fraud between February 2006 and January, last year
in relation to a claim for personal injury compensation totalling
£923,165.
He
told insurers RSA that his injuries meant he was unable to work,
shop, drive a manual car or play rugby.
He
also reported he could not lift his young daughter with his right
hand.
RSA
sent the film to the City of London Police Insurance Fraud
Enforcement Department (IFED) on the unit’s launch in January 2013.
IFED
detectives arrested Ribchester at a house in April 2013.
Detective
Sergeant Tom Finnegan, who led IFED’s investigation, said:
“Ribchester exaggerated his injuries and the impact they had on him
thinking that no one would bother to find out if he was really
telling the truth.
“This
was a serious mistake that turned him into a criminal and his actions
have cost him a jail sentence.
“There
is still a public perception that making exaggerated claims to
insurance companies is somehow acceptable.
“IFED
securing convictions is evidence of how committed we are to working
with insurers to change this culture in England and Wales.”
John
Beadle, RSA Counter Fraud Manager, said: "RSA fully support IFED
in its effort to bring real consequences to those who attempt to
commit fraud against insurers and their customers.
“People
need to realise that insurance fraud is not a victimless crime as we
all end up paying through our premiums.
“They
also need to wake up to the fact that insurers are no longer a 'soft
touch' and work closely with IFED to ensure that those who commit
fraud are detected and face the consequences of the law".